Business Formation
Choose and build the right structure — entity, ownership and registrations designed for the business you intend to become.
Read the Business Formation pillar
Governance. Compliance. Growth.
Business Governance
That Enables Sustainable Growth.
A long-term advisory partner for compliance, finance, strategic reporting and corporate governance — built for founders, promoters, CFOs and boards.
Risk
Identify.
Assess.
Mitigate.
Compliance
Adhere.
Align.
Assure.
Ethics
Uphold.
Embed.
Lead.
Performance
Measure.
Improve.
Sustain.
12+
Years of Practice
700+
Clients Served
25,000+
Compliance Filings
16
Industries Covered
10+
Dedicated Experts
100%
Tracked Due Dates
Business Problems We Solve
Most businesses don't fail on strategy.
They fail on discipline.
Every problem below has an owner, a system and a reporting cadence once governance is in place. Each one links to the practice that resolves it.
Missed statutory deadlines
Filings slip when compliance lives in an inbox instead of a calendar.
Compliance RetainerGST notices and mismatches
Reconciliation gaps escalate into departmental scrutiny and blocked credit.
GST Compliance & RepresentationNo cash flow visibility
Profitable on paper, tight in the bank — with no forward view of either.
Virtual CFONo board or investor reporting
Decisions and funding conversations happen without a reliable numbers pack.
MIS & Management ReportingWeak internal controls
Approvals, access and reconciliation depend on trust rather than process.
Internal Controls ReviewFounder dependence
Finance and compliance stop the moment the promoter is unavailable.
Governance ReviewsFinancial reporting delays
Books close months late, so the numbers arrive after they can be acted on.
Accounting & Monthly ClosingCore Service Pillars
Four pillars.
One accountable team.
Formation, compliance, finance and advisory — a single governance system rather than a catalogue of filings, delivered by one team on a defined cadence.
Explore all practicesCompliance
One tracked calendar across tax, corporate and labour law — owned by a team, never left to memory.
Read the Compliance pillar
Finance
Books that close on time and reporting leadership can decide with — monthly MIS, payroll, cash flow and budgets.
Read the Finance pillar
Advisory
Board-grade judgement on structure, risk, controls and transactions — before the decision, not after the notice.
Read the Advisory pillar
Our Approach
A Framework Built on
Principles That Matter.
Understand
Deep dive into your business, culture, and challenges.
Assess
Evaluate risks, controls, and compliance landscape.
Design
Create tailored frameworks and actionable strategies.
Implement
Drive execution with expert guidance and collaboration.
Assure
Monitor, review, and continuously enhance governance.
Why SJAIN Governance
Built for retainers,
not one-off filings.
Enterprise Governance
Frameworks built to board standard, applied to businesses of every size.
Technology Driven
Tracked workflows, dashboards and document vaults — not spreadsheets.
Compliance Calendar
Every obligation mapped, scheduled and reminded well before due date.
Relationship Manager
One accountable point of contact who knows your business.
Expert Advisory
CA, CS and legal specialists reviewing every engagement.
Transparent Pricing
Fixed monthly retainers with a clearly defined scope.
Signature Feature — Compliance Calendar
Every due date,
tracked and reminded.
This Month — September 2026
11th
GSTR-1
GST
20th
GSTR-3B
GST
7th
TDS Payment
TDS
15th
ECR Filing
PF
Search by law
GST
GSTR-1
Statement of outward supplies for the previous month.
Applicability
All regular registered taxpayers filing monthly.
Penalty
₹50 per day (₹20 for nil returns), subject to cap.
Monthly
11th
GST
GSTR-3B
Summary return and payment of tax for the previous month.
Applicability
All regular registered taxpayers.
Penalty
Late fee plus 18% p.a. interest on tax payable.
Monthly
20th
GST
GSTR-9 / 9C
Annual return and reconciliation statement.
Applicability
Turnover above the prescribed thresholds.
Penalty
Late fee per day of delay, subject to cap.
Annual
31 December
TDS
TDS Payment
Deposit of tax deducted at source for the previous month.
Applicability
All deductors.
Penalty
1.5% per month interest on late deposit.
Monthly
7th
TDS
Form 24Q / 26Q
Quarterly statement of tax deducted at source.
Applicability
All deductors.
Penalty
₹200 per day until the statement is filed.
Quarterly
31st of following month
Income Tax
Advance Tax
Instalment of advance tax for the quarter.
Applicability
Liability above ₹10,000 in a financial year.
Penalty
Interest under sections 234B and 234C.
Quarterly
15 Jun / Sep / Dec / Mar
Industries We Serve
Expertise Across
Diverse Industries.
How We Work Together
Engagement models,
not one-off invoices.
Project based
One-time Engagement
A defined assignment — incorporation, a registration, a notice or a clean-up — scoped and closed.
Monthly
Monthly Compliance Retainer
Your full statutory calendar owned end to end, with reminders, filings and a monthly status report.
Monthly
Virtual CFO Retainer
Senior finance leadership on retainer: MIS, budgets, cash flow, KPI dashboards and a monthly business review.
Annual
Annual Governance Programme
A yearly governance plan — controls, policy, board process and assurance reviews on a fixed cadence.
Scoped per group
Enterprise Advisory
Multi-entity, multi-state governance with risk reporting and quarterly board presentations.
Trust & Assurance
How the work is
actually controlled.
Qualified professionals
CA, CS and legal specialists review every engagement before it leaves the firm.
Standard operating procedures
Each filing follows a documented checklist with maker–checker review.
Named relationship manager
One accountable point of contact who knows your entities and calendar.
Secure document handling
Client records held in access-controlled vaults with defined retention.
Technology-enabled tracking
Obligations, owners and evidence tracked in one system — not spreadsheets.
Defined engagement model
Fixed monthly retainers with written scope, deliverables and reporting dates.
Business Solutions
Programmes matched
to your stage.
Startup Launch Package
Incorporation, registrations, founder agreements and the first year of compliance in one plan.
SME Compliance Package
GST, TDS, payroll and ROC compliance managed on a tracked monthly calendar.
Growing Business Package
Accounting, MIS and part-time CFO support for businesses scaling past ₹10 Cr.
Enterprise Governance Package
Board governance, internal controls and risk assurance for mature organizations.
Featured Resources
Checklists, trackers
and planners.
Annual Compliance Calendar
Every statutory due date for the financial year in one planner.
Request downloadGST Compliance Checklist
Monthly, quarterly and annual GST obligations with reconciliation steps.
Request downloadROC Compliance Checklist
Annual and event-based filings mapped to timelines and penalties.
Request downloadCase Studies
Results our clients
can point to.
₹42L demand dropped to nil
Three-year GST scrutiny closed without litigation
A scrutiny notice covering three financial years alleged input credit mismatch and short payment. Reconstruction of the credit trail and a documented representation closed the proceedings with no demand confirmed and no appeal filed.
Read6 years of filings cleared
Six years of ROC defaults regularised and directors restored
Two group companies had not filed annual returns since incorporation-era filings lapsed. Directors were facing disqualification exposure and banking relationships were stalling on the strength of the ROC record.
ReadEBITDA up 6.4 points in four quarters
Virtual CFO engagement lifts EBITDA by 6.4 points
Revenue was growing while profit was flat. A monthly close discipline, product-level margin visibility and a pricing review converted growth into cash.
Read38-day cash cycle reduction
Working-capital redesign releases ₹7.1 Cr of trapped cash
The business was profitable on paper and permanently short of cash. Receivables, inventory and vendor terms were redesigned as one cycle rather than three separate problems.
ReadInsights & Resources
Insights That Inform.
Perspectives That Drive.
Insight
Strengthening Governance in an Evolving Regulatory Landscape
Key strategies for boards and management to stay ahead of regulatory changes.
May 10, 2026 · 6 min read
Whitepaper
Building a Future-Ready Risk Management Framework
A practical guide to integrating risk management into strategic decision-making.
May 3, 2026 · 8 min read
Blog
The Role of Ethics in Building Sustainable Organizations
Why ethics and integrity are at the core of long-term business success.
Apr 26, 2026 · 5 min read
FAQs
Questions promoters
ask us first.
What is business governance, and how is it different from compliance?
Compliance is meeting statutory obligations on time. Governance is the system around it — who owns each obligation, how decisions are reviewed, how financial information reaches leadership, and how risks are identified before they become notices. We build the system and then run the compliance inside it.
What does a Virtual CFO actually deliver each month?
A closed set of books, a monthly MIS pack with variance commentary, a rolling cash flow forecast, KPI dashboards, and a business review meeting with the promoters. Where relevant we also prepare board and investor reporting.
Do you work on retainers or one-time assignments?
Both. Most clients start with a one-time assignment or a compliance health check, then move to a monthly compliance or Virtual CFO retainer once the calendar and reporting cadence are in place.
Can you take over compliance that is already in arrears?
Yes. We begin with a health check that maps every entity, registration and pending filing, quantify the exposure, and then run a regularisation plan before moving you onto the standard monthly calendar.
Which industries do you work with?
Manufacturing, healthcare, construction, retail, IT, hospitality, education, professional services, NGOs and startups, among others. Each sector has its own licensing and labour obligations that we map into your calendar.
Ready to Put Governance
On a Schedule?
Start with a governance consultation or a compliance health check — we map your entities, obligations and reporting gaps before proposing any scope.
Book Governance Consultation